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Inquiries resulting from your application for credit represent potential new debt. Therefore, for a short time the inquiries could cause your credit scores to drop a little bit.When you apply for a credit card an inquiry will be added to your credit report.An inquiry is simply a record that a lender has looked into your credit report.And with the DCU card I was approved for a higher limit with a lower interest rate than all the others. I'm not a member of any, purely out of curiosity - I was discussing these sort of sites with my housemates which offer casual encounters/nsa sex, like etc.

Domestic debit card spending continued to increase month-on-month, rising by a further 0.5% in October 2017, when compared to the previous month.October 2017 saw spending abroad increase for the fourth consecutive month.In 2016 the total number of payment cards in use remained virtually unchanged at 164 million.Of this total 100 million were debit cards ( 0.8%); 59 million credit cards (-0.7%) and 5 million charge cards (-4.6%).You should not apply for a lot of credit cards or installment loans all at once, because lenders will question why you are attempting to take on a lot of new accounts or a lot of debt all at once.